Most people will require some sort of financing when they are purchasing a new home. With this in mind, Florida Modular Homes has teamed up with a handful of lenders who understand our product, market, and most importantly our customers. The team at Florida Modular Homes are experts in financing and in many cases can get individuals financed that may have been previously turned down.
Fortunately, in today’s market there are many options available for factory built home buyers with both good and challenged credit. Most of the loan programs that are available for traditional stick built housing are also available for factory built homes.
Florida Modular Homes and the lenders we have teamed up with offer financing for both mobile and modular homes. For both home only financing with no land involved in the transaction and land / home financing where the land purchase or payoff is financed in the same payment as the home.
Second Chance Financing
Florida Modular Homes has access to a unique financing program designed for homebuyers who have experienced challenges with their credit.
- Credit scores as low as 500 can be accepted with atleast 20% down payment. The down payment can be in form of cash, mobile home trade, land equity or a combination of all.
- 575+ Credit score can be approved with 10% Down
Florida Modular Homes has a professional sales staff that can assist you in finding the best home financing option available for you and your individual situation. Feel free to call, visit us, or reach out on our Facebook page with any questions you may have.
For Self Employed Customers
Florida Modular Homes has teamed up with a lender that requires only one year’s tax returns for self employed home buyers. Please contact a sales consultant for more information.